1. What Are Cookies and Local Storage?
Cookies are compact text files stored on your computer or mobile device by websites you visit. Similar client-side technologies include HTML5 Local Storage (localStorage and sessionStorage), which allow web applications to store preferences and computational state directly inside your browser without communicating back to a remote server.
2. The "Zero Advertising Cookie" Pledge
Most insurance portals embed dozens of third-party ad tags that follow you across the web showing high-pressure insurance ads. Insurance Bhaiya explicitly rejects this practice. We do not load:
- Meta / Facebook Pixel or Conversion APIs
- Google Ads / DoubleClick Remarketing tags
- TikTok, Twitter/X, or LinkedIn conversion pixels
- Cross-site data broker identity-stitching cookies
3. Complete Inventory of Storage Items
| Key / Cookie Name | Category | Storage Mechanism | Purpose & Lifespan |
|---|---|---|---|
| ib_theme | Functional | localStorage | Remembers light or dark display preference. Persistent until browser cache is cleared. |
| ib_calc_state | Functional | sessionStorage | Temporarily retains active slider values while navigating between tabs. Cleared when tab closes. |
| __cf_bm / security | Strictly Necessary | HTTP Cookie | Cloudflare / edge security token used to detect malicious bot traffic and prevent DDoS attacks. Lifespan: 30 minutes. |
4. How to Manage or Disable Cookies
You have complete authority over your browser's cookie and storage settings. You can configure your browser to block all cookies, notify you when a cookie is issued, or clear all existing cookies upon exiting:
- Google Chrome: Settings → Privacy & Security → Third-party cookies.
- Apple Safari: Preferences / Settings → Privacy → Prevent cross-site tracking / Block all cookies.
- Mozilla Firefox: Settings → Privacy & Security → Enhanced Tracking Protection.
- Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies.
Note: Even if you completely block all cookies in your browser, every educational article and calculator on Insurance Bhaiya will continue to function normally.
5. Inquiries & Questions
For technical inquiries regarding our cookie architecture or edge storage practices, please contact:
Email for technical and cookie inquiries:
insurancebhaiya@gmail.com